Re: the poor hate money.
This reminded me of a book I read in the 80's about systemic inequality (Pyramids of Sacrifice). There was a case study about why poor people who get "windfalls" often don't escape poverty.

The common myth is that the poor cannot handle money. If you give them some, they will just blow it.

In the book the case study was a young woman winning $125K in a lottery. She spends all of it in six months and still lives in poverty.

It looks like failure if you want to judge her. But, what's happening is that she gives most of the money away to family. Paying off bills, buying people needed clothing, appliances etc.

Poor people tend to treat a windfall as a form of "Potlatch" and "invest" in their extended family. Because family is the only real safety net they have. It's their survival network.

The only time a windfall lifts someone out of poverty is if they cut themselves off from their family and use it entirely for themselves. Very few people will do that, so windfalls don't fix poverty.

If you want to fix poverty, you have to fix communities.